For PH distributors on SAP Business One & Oracle
Send us your AR aging export. We show you, on your real accounts, how much of the daily chase runs on autopilot: prioritized queue, automatic Taglish follow-ups across SMS, email, and Viber, promise and post-dated-cheque tracking, and a BP 22-ready demand pack when a buyer breaks. Your first run is free.
| Account | Balance |
|---|
The deliverable
Your ERP already produces the aging report in two clicks. That file goes in; back comes a ranked queue with every follow-up composed and scheduled, PDCs and promises tracked, the demand pack drafted — and a readout of the officer-hours it removes. Within one business day.
| Customer | Invoice | Due date | Days | Balance |
|---|---|---|---|---|
| Bayanihan Grocery Corp | SI-10391 | 06/15/26 | 22 | 287,300 |
| Dela Cruz Auto Parts | SI-10248 | 05/10/26 | 58 | 164,900 |
| Golden Harvest Foods | SI-10287 | 05/20/26 | 48 | 1,236,400 |
| Ilocos Beverage Co. | SI-10476 | 06/25/26 | 12 | 98,450 |
| Luzon AgriSupply | SI-10112 | 04/07/26 | 91 | 524,750 |
| Mactan Builders Supply | SI-10344 | 06/02/26 | 35 | 391,000 |
| Mercado Hardware Trading | SI-10165 | 04/24/26 | 74 | 412,800 |
| San Rafael Pharma Dist. | SI-10203 | 05/05/26 | 63 | 688,200 |
| Call first | At risk | Next action | |
|---|---|---|---|
| 1 | Mercado Hardware Trading⚠ PTP broken Jul 1 · 74d · habitual late | ₱412,800 | Call — demand firm date |
| 2 | Golden Harvest FoodsNo reply ×2 · largest exposure · 48d | ₱1,236,400 | Escalate to owner contact |
| 3 | San Rafael Pharma Dist.PDC in hand — due Jul 12 · 63d | ₱688,200 | Confirm PDC pickup |
| 4 | Luzon AgriSupply91d · seasonal payer · pre-demand | ₱524,750 | Send final demand (Taglish) |
| 5 | Mactan Builders SupplyFirst breach on a good account · 35d | ₱391,000 | Send 2nd reminder (Taglish) |
| · | 3 more accountsNo call needed — autopilot chases them | ₱550,650 | Reminders auto-send tonight — SMS · Viber · email |
Notice rank #1 is not the biggest balance or the oldest invoice. It’s the broken promise — the account most likely to slip into bad debt this week. That judgment is the job your officer does by hand today. “Sort by oldest” can’t make it. Singil can — and its demand pack for that account is already drafted.
The honest comparison
SAP Business One and Oracle already give you the aging report and automated late notices, free. Neither prioritizes accounts, chases across channels, tracks PDCs, or builds your escalation. That gap is why the Credit & Collection Officer role exists — filled today by a ₱470,000–₱720,000-a-year salary doing it all by hand.
“Your officer does all of that by hand — in Excel, every morning.”
“Not a nicer dashboard. One officer, twice the ledger.”
Inside the autopilot
01 / PRIORITIZE
Every account gets a collectability rank from amount at risk, aging bucket, payment history, and promise status — so your officer’s morning starts with the few calls worth a human, and the autopilot takes everything else.
02 / AUTO-CHASE
Singil composes each account’s message per stage — in working Taglish, not dunning-letter English — and sends it on schedule across SMS, email, and Viber. Every send logged against the account. Nobody types, nobody forgets.
03 / TRACK
Promise-to-pay with expected date and amount, post-dated cheques the way PH collections actually runs. Broken promises and near-due PDCs resurface at the top of the queue by themselves — not when someone remembers to check the spreadsheet.
04 / ESCALATE
A bounced cheque is criminal under BP 22 — but only if your paperwork holds. The moment a PDC dishonors or a promise breaks, Singil drafts the demand letter and assembles the evidence pack for your team or lawyer. No global tool builds this.
The cadence
Dunning letters read like they were written by the ERP — because they were. Singil composes each account’s cadence in working Taglish — warm at first reminder, firm at the second, unmistakable at final demand — and sends it on schedule across SMS, email, and Viber. Your collector handles the replies and negotiations, not the typing.
The escalation pack — the moat
PH trade credit runs on post-dated cheques — and a dishonored cheque is criminal under BP 22, unlike plain non-payment. That leverage only works if the paper trail holds. The moment a PDC bounces or a promise breaks, Singil drafts the demand letter and assembles the evidence pack — built on PDC, Taglish, and BP 22 mechanics no global tool will replicate for a PH-sized market.
RE: MERCADO HARDWARE TRADING · INVOICE SI-10165 · ₱412,800
PDC #0071 DISHONORED — JUL 12 · PROMISE BROKEN JUL 1
BP 22 NOTICE WINDOW: 5 BANKING DAYS — TRACKED
How it works
The same CSV or Excel your SAP Business One, Oracle, QuickBooks, or Xero already produces. No integration, no IT ticket, no access to your ERP. Anonymized or partial exports are fine for the first run.
~2 minutes, your sideA simulation on your real accounts: the queue ranked, every follow-up composed and scheduled, PDCs and promises tracked, the demand pack drafted. Nothing is sent to your customers — you see what would run itself.
Within 1 business dayA one-page readout: which touches the autopilot handles, the officer-hours per week that removes, and the calls your officer should personally make. The ledger one officer can now cover — and the hire you can delay. If it convinces you, we talk. If not, you keep it.
Free — no stringsSend a sample or anonymized export if you prefer. We sign an NDA on request before you send anything. Your file is used for exactly one thing — building your autopilot run — and is deleted after the run. No reselling, no benchmarking, no training on your data.
Sample OK · NDA on request · Deleted after the run
The hiring math
From the sample ledger above: eight overdue accounts, 27 scheduled touches this week. The autopilot sends 22 of them; your officer makes the five calls worth a human — 86% of the peso exposure. That’s the ledger one officer covers, priced against the ₱470,000–₱720,000-a-year hire you get to delay — not against other software.
Hiring a collections officer right now? Send your aging export before you sign the offer — see what one officer could already cover, then decide if you still need the seat.
The offer
Not a demo with fake data. Send one recent aging export and we’ll return your autopilot run within one business day — ranked queue, every follow-up composed, PDC and promise tracking, the demand pack, and the officer-hours readout — for a fraction of one officer’s pay. If it shows one officer covering twice the ledger, we talk. If not, you keep the readout.
Prefer to see it before sending anything? Book a 20-minute walkthrough — we’ll run a live sample, then help you get your own export in.