Singil.Collections Autopilot · by Umbra
RUN #SAMPLE-001
PREPARED FOR Sample Distribution Corp.
AGING AS OF JUN 30 · SIMULATED
Your collections week, on autopilot.
Built from your AR aging export · nothing in here was sent to your customers
₱3.80M
Exposed across 8 overdue accounts
27
Follow-up touches due this week
22
The autopilot handles — no person
5 calls
Left for your officer = 86% of ₱
01
Call-first queue
Ranked by collectability
Ranked by amount at risk × aging bucket × payment history × promise status — not by
days overdue. The top five are the calls worth your officer’s time; everything below runs on the autopilot.
| Account | Signal | At risk | Next action |
|---|
| 1 |
Mercado Hardware TradingSI-10165 · 74d · demand pack drafted |
PTP BROKEN JUL 1 |
₱412,800 |
Call — demand firm date |
| 2 |
Golden Harvest FoodsSI-10287 · 48d · largest exposure |
NO REPLY ×2 |
₱1,236,400 |
Escalate to owner contact |
| 3 |
San Rafael Pharma Dist.SI-10203 · 63d · cheque in hand |
PDC DUE JUL 12 |
₱688,200 |
Confirm PDC pickup |
| 4 |
Luzon AgriSupplySI-10112 · 91d · seasonal payer |
HABITUAL LATE |
₱524,750 |
Send final demand (Taglish) |
| 5 |
Mactan Builders SupplySI-10344 · 35d · first breach |
FIRST BREACH |
₱391,000 |
2nd reminder (auto) |
| · |
3 more accountsOn cadence — autopilot chases them |
ON AUTOPILOT |
₱550,650 |
Reminders auto-send |
02
Follow-ups the autopilot sends
SMS · Email · Viber
Composed per account in working Taglish and scheduled automatically — warm, then firm, then final.
Shown here for Mercado Hardware. In a live run these send themselves; in this sample nothing was sent.
Stage 1 · Day 0
“Hi Ma’am Joyce! Follow up lang po sa Invoice SI-10165 — ₱412,800, due po last April 24.
Baka pwede na po ma-schedule ang payment this week? Kung may PDC na po kayo, pwede po naming ipa-pickup anytime. Salamat po! 🙏”
VIBERAUTO-SENT
Stage 2 · Day 5
“Hi po Ma’am Joyce, gentle reminder ulit for SI-10165 (₱412,800 — 74 days na po).
May promise-to-pay po tayo last July 1 na hindi natuloy. Kailangan lang po ng firm date this week para hindi ma-hold ang next orders. Thank you po!”
SMS + VIBERAUTO-SENT
Stage 3 · Day 10
“Ma’am Joyce, final notice na po ito for SI-10165 — ₱412,800, with broken PTP last July 1.
Kailangan po ng full payment or firm schedule by Friday, bago ma-hold ang deliveries at ma-endorse ang account. Tawag lang po. Salamat po.”
EMAIL + CC FMHELD FOR REVIEW
03
Promise & post-dated-cheque log
Auto-resurfaced
Promises and cheques tracked with their dates. Broken promises and near-due PDCs jump back to the top of
the queue by themselves — no one has to remember to check.
Bayanihan Grocery CorpPROMISE-TO-PAY · JUL 15 · ₱287,300ON TRACK
San Rafael Pharma Dist.PDC #0088 · DUE JUL 12 · ₱150,000PICKUP SET
Mercado Hardware TradingPROMISE-TO-PAY · JUL 1 · ₱412,800BROKEN → #1
04
Escalation — BP 22 demand pack
Drafted, not filed
A dishonored cheque is criminal under BP 22 — but only if the paperwork holds. When a PDC bounces or a
promise breaks, Singil drafts the demand and assembles the evidence for your team or lawyer. It is a draft for review; Singil never files anything.
Final Demand & Evidence Pack
RE: MERCADO HARDWARE TRADING · SI-10165 · ₱412,800 · BROKEN PTP JUL 1
- Demand letter — Taglish + EnglishDRAFTED ✓
- Signed invoice SI-10165ATTACHED ✓
- Delivery receipt DR-2214, signed on receiptATTACHED ✓
- Promise & follow-up trail, timestampedCOMPILED ✓
BP 22 NOTICE WINDOW: 5 BANKING DAYS FROM DISHONOR — TRACKED
05
Officer-hours readout
The hire you delay
This week’s 27 touches: 22 ran without a person. Your officer made five calls —
and those five covered 86% of the pesos at risk.
On this ledger, one officer now covers roughly twice the accounts they could by hand. That is the next
collections hire — about ₱470,000–₱720,000 a year fully loaded — you can delay or skip, for a fraction of that in software.
Autopilot22 touches · ~6 hrs saved/wk
Your officer5 calls · the judgment work
How this run was built. Singil ingested an anonymized AR aging export, scored each account for collectability,
composed the follow-up cadence, tracked the promises and cheques, and drafted the escalation — then estimated the
officer-hours it removes. This is a
simulation on the data: no message was sent to any customer and nothing was filed.
Want this on your own numbers? Send one recent aging export — a sample or anonymized file is fine, NDA on request, deleted after the run.
Umbra Digital Company ·
enyelcuadro@umbradigitalcompany.com ·
singil →